1370 W ELGIN Street

Chandler, AZ 85224

FHA ASSUMABLE LOAN at 3.5% interest with an approximate $1,507 monthly payment and $239,000 remaining balance! This is a rare opportunity for qualified buyers to potentially take advantage of a significantly below-market interest rate while enjoying a spacious, move-in ready home in a great Chandler location. Situated on an interior north/south-facing lot within walking distance to a community park, playground, and pickleball courts, this 3-bedroom + loft, 2.5-bath home features a desirable downstairs owner's suite along with a brand-new roof and new energy-efficient windows. Inside, the open great-room floor plan features vaulted ceilings, plantation shutters, luxury vinyl plank and tile flooring, and tasteful accent paint. The updated kitchen opens to the main living area and showcases granite slab countertops and backsplash, updated cabinetry with hardware, a center island, pantry, and stainless-steel appliances. The spacious downstairs owner's suite offers convenient single-level living with vaulted ceilings and a private exit to the backyard patio. The en-suite bathroom features dual sinks, a separate soaking tub and shower, and a walk-in closet. Upstairs, generously sized secondary bedrooms and a spacious loft provide flexible living space for a home office, media room, playroom, fitness area, or additional family room. Step outside to enjoy Arizona outdoor living under the covered patio overlooking a grass backyard with mature landscaping. Additional garage storage cabinets provide plenty of room for tools, recreational gear, and everyday storage. With a brand-new roof, new windows, downstairs owner's suite, 4 bedrooms plus a loft, updated kitchen, walkability to parks and pickleball courts, and an assumable FHA loan at approximately 3.5%, this Chandler home offers a compelling combination of lifestyle, flexibility, and potential monthly-payment savings. FHA Assumable Loan: approximately $239,000 remaining balance at 3.5% interest with an approximate $1,507 monthly payment. Assumption is subject to lender approval and qualification; buyer to verify loan balance, payment, terms, and assumption requirements. With a blended rate for a conventional loan to cover the difference you could save over $1,300/mo vs traditional conventional loan.

Listing courtesy of Real Broker.



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Last checked: 2026-11-15 10:53 AM UTC