[siteorigin_widget class=”SiteOrigin_Widget_Image_Widget”][/siteorigin_widget]
MAKE SURE YOU’RE READY TO BE A HOME OWNER
Owning your first home is an amazing feeling. I am speaking of course from my personal experience in 1999. There is almost nothing that can compare to receiving your first set of home keys and giving your new address to friends and family. And of course having them over for your first BBQ, Christmas holiday, pool party or baby shower. There is a sense of pride like no other, which is to say, I made it.
Home ownership however does come with additional responsibility other than just making your monthly payment. Make sure you are ready to take that next step and be honest with yourself about taking the ownership leap. But keep in mind, when done right, its one of the best feelings in the world.
LOOK FOR FINANCING
Once you are ready to make that leap into home ownership it is time to find the right loan for your new home.
When searching for the right loan option there are many companies at your discretion. We would be happy to recommend a lender who will provide you the background and answers needed to secure a good and affordable home loan.
These are a few of the first time borrow loans you can apply for;
- FHA (Federal Housing Administration) or VA (Veterans Administration) loans
- 1% down payment loans
- 30-year mortgage loans
As we strongly suggest throughout our site, get pre-approved before you go home shopping. Know what you can afford and be comfortable with that monthly payment.
IMPROVE YOUR CREDIT RATING
Getting any type of loan and especially a home loan requires good credit. Request a copy of your tri-merge credit report and find out how you can improve your credit score to obtain the best loan possible. There are many factors that go into your credit score. Some of the best factors to increase your score are; making monthly payments on time, keep your credit card balances low, do not over extend yourself with debt.
WORK WITH A TRUSTED REALTOR
Surrounding yourself with a team that has your back is a very reassuring feeling when there are so many pieces that go into the purchasing process. Your team will include , your realtor, your lender, your title company, your inspectors, your appraiser and a few others. Make sure they are all committed and on your team.
Sorry we are experiencing system issues. Please try again.
Ron and Anita W. – Chandler, AZ
Bryan, Ron and I wanted to thank you for everything you did to help us sell out home. Your input to help stage and price it was exactly what we needed. We still can’t believe how fast it sold. We… Read more “Ron and Anita W. – Chandler, AZ”
Eddie and Shannon A. – San Diego, CA
Bryan has been the best realtor we have ever worked with. We were his neighbors in Cave Creek and have since moved back to California. We are the sellers and are now out of state and Bryan has exceeded our… Read more “Eddie and Shannon A. – San Diego, CA”
Tony and Delores F. – Gilbert, AZ
We just want to thank you for everything you did to help sell our home. Your professionalism, attention to detail and customer service throughout this process were outstanding, and we very much appreciated your regular and consistent communications with us… Read more “Tony and Delores F. – Gilbert, AZ”
Sherrlynn T. 2019 – Andover, MN
I recently worked with Bryan again on the sale of my home in Chandler. His service was exceptional, going above and beyond to get my home sold quickly and for the best price. As a repeat customer, working on both… Read more “Sherrlynn T. 2019 – Andover, MN”
Sue and Robin M. – Houston, TX
Bryan,
Thanks so much for all you have done ! We can’t begin to tell you how much we appreciate your help. You have gone above and beyond call of duty. This was a difficult deal to say the… Read more “Sue and Robin M. – Houston, TX”
Patrick F. – Mesa, AZ
From day 1 until final close, Bryan exceeded all expectations and constantly keep me informed where we were in the process. Thank you Bryan. Patrick Our Reply: Thank you Patrick. It was my pleasure. Wishing you and Cathy the very… Read more “Patrick F. – Mesa, AZ”
Ray and Brianna V. – Mesa, AZ
I have purchased six homes in the past and Bryan Staley has been the most professional and concienscious broker I have had ever. Bryan was very prompt on returning my phone calls and greatly assisted me in navigating through this… Read more “Ray and Brianna V. – Mesa, AZ”
Charlene F.- Vancouver Washington
I wanted to thank Phoenix Homes and Bryan Staley for all his help in my move from Washington. I am just so happy with the move and my new place in Vistancia. It’s been a very long time since I… Read more “Charlene F.- Vancouver Washington”
Dane and Jenna N. – San Antonio, TX
We’ve now had the pleasure of working with Bryan on both a buy and a sell of our home, both were out of state relocations, and both went as smoothly as we could have imagined. On our most recent transaction,… Read more “Dane and Jenna N. – San Antonio, TX”
Joe G. – Paradise Valley, AZ
Bryan, Thank you again for your help in securing my dad’s home here in Paradise Valley. We really appreciated your quick response and communication. This is the perfect place for him to retire. I wish you all the best. Joe… Read more “Joe G. – Paradise Valley, AZ”