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MAKE SURE YOU’RE READY TO BE A HOME OWNER
Owning your first home is an amazing feeling. I am speaking of course from my personal experience in 1999. There is almost nothing that can compare to receiving your first set of home keys and giving your new address to friends and family. And of course having them over for your first BBQ, Christmas holiday, pool party or baby shower. There is a sense of pride like no other, which is to say, I made it.
Home ownership however does come with additional responsibility other than just making your monthly payment. Make sure you are ready to take that next step and be honest with yourself about taking the ownership leap. But keep in mind, when done right, its one of the best feelings in the world.
LOOK FOR FINANCING
Once you are ready to make that leap into home ownership it is time to find the right loan for your new home.
When searching for the right loan option there are many companies at your discretion. We would be happy to recommend a lender who will provide you the background and answers needed to secure a good and affordable home loan.
These are a few of the first time borrow loans you can apply for;
- FHA (Federal Housing Administration) or VA (Veterans Administration) loans
- 1% down payment loans
- 30-year mortgage loans
As we strongly suggest throughout our site, get pre-approved before you go home shopping. Know what you can afford and be comfortable with that monthly payment.
IMPROVE YOUR CREDIT RATING
Getting any type of loan and especially a home loan requires good credit. Request a copy of your tri-merge credit report and find out how you can improve your credit score to obtain the best loan possible. There are many factors that go into your credit score. Some of the best factors to increase your score are; making monthly payments on time, keep your credit card balances low, do not over extend yourself with debt.
WORK WITH A TRUSTED REALTOR
Surrounding yourself with a team that has your back is a very reassuring feeling when there are so many pieces that go into the purchasing process. Your team will include , your realtor, your lender, your title company, your inspectors, your appraiser and a few others. Make sure they are all committed and on your team.
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Lee and Kelly W. – Germany
Bryan was recommended by a family member that he represented on the buy and sell side. I couldn’t be more pleased with my experience. Traveling from outside the area and not very familiar with the Scottsdale market it was important… Read more “Lee and Kelly W. – Germany”
Howard and Patricia B. – Gilbert, AZ
Bryan is an excellent realtor. He stays in touch and is constantly checking what is going on with all the listings in the neighborhood and surrounding neighborhoods. His advice is something to be considered as he knows his business. He… Read more “Howard and Patricia B. – Gilbert, AZ”
Jim and Tracy K. – Phoenix, AZ
Bryan was an asset to helping me find and close on a house. I was a first time home buyer and Bryan set up an initial search. I wasn’t sure what part of the valley I wanted to look at,… Read more “Jim and Tracy K. – Phoenix, AZ”
Charlene F.- Vancouver Washington
I wanted to thank Phoenix Homes and Bryan Staley for all his help in my move from Washington. I am just so happy with the move and my new place in Vistancia. It’s been a very long time since I… Read more “Charlene F.- Vancouver Washington”
Sherrlynn T. 2019 – Andover, MN
I recently worked with Bryan again on the sale of my home in Chandler. His service was exceptional, going above and beyond to get my home sold quickly and for the best price. As a repeat customer, working on both… Read more “Sherrlynn T. 2019 – Andover, MN”
Patrick F. – Mesa, AZ
From day 1 until final close, Bryan exceeded all expectations and constantly keep me informed where we were in the process. Thank you Bryan. Patrick Our Reply: Thank you Patrick. It was my pleasure. Wishing you and Cathy the very… Read more “Patrick F. – Mesa, AZ”
James S. – Gilbert, AZ
If only we had used Bryan from the beginning. We listed our house with another realtor and it was a nightmare luckily a friend shared Bryan’s contact information with us Bryan was amazing. He helped through the transition and found… Read more “James S. – Gilbert, AZ”
Eric and Jenn J. – Washington State
Bryan Staley is one of the best, if not the very best realtor in the East Valley! We met Bryan through a referral, had several phone and email conversations over the months leading up to our initial visit in May… Read more “Eric and Jenn J. – Washington State”
Glenn and Nicole B. – Clevland, OH
Bryan, Nicole and I just wanted to thank you for getting our house sold in such a short amount of time. This is a tough market and though we were hoping it would go fast, we were not certain that… Read more “Glenn and Nicole B. – Clevland, OH”
Erik M. – Memphis, TN
Bryan was great at helping us find our new home. He went above and beyond to help us find a new home. He was very easy to work with and was very reliable from the beginning. Very impressed with his… Read more “Erik M. – Memphis, TN”