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MAKE SURE YOU’RE READY TO BE A HOME OWNER
Owning your first home is an amazing feeling. I am speaking of course from my personal experience in 1999. There is almost nothing that can compare to receiving your first set of home keys and giving your new address to friends and family. And of course having them over for your first BBQ, Christmas holiday, pool party or baby shower. There is a sense of pride like no other, which is to say, I made it.
Home ownership however does come with additional responsibility other than just making your monthly payment. Make sure you are ready to take that next step and be honest with yourself about taking the ownership leap. But keep in mind, when done right, its one of the best feelings in the world.
LOOK FOR FINANCING
Once you are ready to make that leap into home ownership it is time to find the right loan for your new home.
When searching for the right loan option there are many companies at your discretion. We would be happy to recommend a lender who will provide you the background and answers needed to secure a good and affordable home loan.
These are a few of the first time borrow loans you can apply for;
- FHA (Federal Housing Administration) or VA (Veterans Administration) loans
- 1% down payment loans
- 30-year mortgage loans
As we strongly suggest throughout our site, get pre-approved before you go home shopping. Know what you can afford and be comfortable with that monthly payment.
IMPROVE YOUR CREDIT RATING
Getting any type of loan and especially a home loan requires good credit. Request a copy of your tri-merge credit report and find out how you can improve your credit score to obtain the best loan possible. There are many factors that go into your credit score. Some of the best factors to increase your score are; making monthly payments on time, keep your credit card balances low, do not over extend yourself with debt.
WORK WITH A TRUSTED REALTOR
Surrounding yourself with a team that has your back is a very reassuring feeling when there are so many pieces that go into the purchasing process. Your team will include , your realtor, your lender, your title company, your inspectors, your appraiser and a few others. Make sure they are all committed and on your team.
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Kip and Debbie E. – Scottsdale, AZ
Bryan, Kip and I wanted to thank you again for taking the time and finding us the right home. We couldn’t be happier. We truly appreciated your honesty. Once we get the pool put in and the final touches complete,… Read more “Kip and Debbie E. – Scottsdale, AZ”
Bob and Delores M. – San Antonio, TX
We recently relocated from San Antonio, Texas to Cave Creek, Arizona. After 12 years in Texas this was a traumatic relocation for us. Leaving behind many friends, a house we had designed and built, and a community we had grown… Read more “Bob and Delores M. – San Antonio, TX”
Darin and Yvonne C. – Queen Creek, AZ
Thanks for everything. We truly appreciate your guidance in getting our place sold. We didn’t want to leave but should we decide to move back to the valley we will definitely call on you. We all need to go out… Read more “Darin and Yvonne C. – Queen Creek, AZ”
Rob and Emma P. – Chandler, AZ
Bryan is truly the best when it comes to real estate! He is incredibly knowledgeable and knows how this business goes! Bryan has helped my husband and i buy and sell two homes in the matter of three years and… Read more “Rob and Emma P. – Chandler, AZ”
Patrick F. – Mesa, AZ
From day 1 until final close, Bryan exceeded all expectations and constantly keep me informed where we were in the process. Thank you Bryan. Patrick Our Reply: Thank you Patrick. It was my pleasure. Wishing you and Cathy the very… Read more “Patrick F. – Mesa, AZ”
Eddie and Shannon A. – San Diego, CA
Bryan has been the best realtor we have ever worked with. We were his neighbors in Cave Creek and have since moved back to California. We are the sellers and are now out of state and Bryan has exceeded our… Read more “Eddie and Shannon A. – San Diego, CA”
Bob and Lynn K. – Spokane, WA
Having not purchased a house in over 25 years, we felt very fortunate to have found Bryan to help us navigate through the process. He was referred by friend he had helped find a home back in 2013. As we… Read more “Bob and Lynn K. – Spokane, WA”
Chuck and Ami B. – Africa
Bryan your professionalism and attention to detail was refreshing. Being in Africa had its challenges but with you being there for us it made the home buying process much easier. And it’s the perfect home. Chuck is very much looking… Read more “Chuck and Ami B. – Africa”
Janelle L. – Napa Valley, CA
Bryan,
We sincerely thank you for everything you did for us in the purchase of our new home. We expected to encounter some difficulty with completing the transaction because we live out of the area. Were we pleasantly surprised!
Jan and Nancy V. – Vancouver WA
From the initial meeting via e-mail to introduce himself and offer assistance to us in purchasing a home from states away I knew Bryan Staley was a realtor who was knowledgeable and professional. He consistently went above and beyond responding… Read more “Jan and Nancy V. – Vancouver WA”